How Roofing Affects Your Home Insurance in Florida

Home insurance in Florida is a hot topic these days. Homeowners are getting dropped from their coverage left and right, often for unforeseen and unexpected reasons. Roofing is a big part of this. We have seen an explosion of people getting dropped because of needing a new roof, even when their roof seems to be in perfectly good shape. So why is this? In this blog we’ll cover what the reasoning is behind having an insurance-approved roof, and what to do if you get the dreaded notice that you’ve been dropped from your carrier due to your roof.

Roofing Standards for Home Insurance in Florida and Why They Changed

People across Florida are finding themselves getting dropped from their homeowner’s insurance plans. Or unable to renew. Is this you? A big factor in this is your home’s roof. One question to ask yourself is how old is it? In today’s day and age, a roof over ten years old may be difficult to insure, even if it is in great shape. Why? The answer is sad.

Some roofers were inspecting homeowner’s roofs in South Florida and despite finding only minimal damage encouraged homeowners to submit a full claim under the guise that insurance would cover the damage fully. Maybe this even happened to you or someone you know!

This issue was unprecedented, and there were so many fraudulent roofing claims put through to insurance carriers that many went out of business. This caused the rates of homeowner’s insurance to go up drastically. It also caused an issue with roofing and insurance. Sadly, it is a price that many homeowners have to pay for now.

So You Need a New Roof. What Now?

If you have been told by your homeowner’s insurance that you need a new roof in order to stay insured, it is time to take action. Getting a new roof can be overwhelming and costly. However, here at Bison Roofing and Solar we have many financing options available – including no-money-down-financing – that can help reduce your costs greatly by spreading it out over time.

The best thing to do is talk to friends and family who have been in the same position and get referrals. Or, you can research “roofing companies near me” on your own. We encourage you to make sure to look through reviews, project portfolios, and length of time in business. It is also important to make sure the roofing contractor you choose is full insured and certified.

Bison has all of these things. We encourage you to check out our website for past projects, and visit us on Google and Facebook to read honest reviews from the homeowners we have worked with in the past. We are proud of the work we do, and treat every customer that comes our way like family.

Bison is unique in that we are one of the only roofing and solar companies in South Florida. Combining both, we can help homeowners not only get set up with an ideal new roof, but also hook up solar energy if it is something you would like to explore. Solar energy can help you save money, also requires no money down, and you may just be surprised at how affordable adding both to your home at once can be.

Home insurance in Florida is tricky nowadays. We are here to help you navigate through these tough times. And, if you find yourself dropped from your plan, we are here for all of your roofing needs!

Contact Us Today!